Flood certs issued on the parcel boundary
FEMA flood zone determinations for lenders, monitored for the life of the loan.
The federal form
The FEMA Standard Flood Hazard Determination Form, ready for the loan file.
The whole parcel
Tested against the lot line, not a single point on the map.
Life of loan
Each cert is checked again when FEMA revises a map.
Flood zoneX
Special Flood Hazard AreaNot in